Online loan management software for small lenders, MFIs and SACCOs
LoanTabs is cloud-based loan management software that helps you run the whole loan book online: borrowers, applications and approvals, interest and repayment schedules, receipts, accounting and 28 reports, plus an AI assistant that answers portfolio questions in plain English.
30-day free trial. No credit card required.
Portfolio Overview
Last 30 daysActive Loans
1,284
Portfolio at Risk
2.1%
Disbursed (MTD)
$186.4k
The basics
What is loan management software?
Loan management software records and automates the life of a loan: application, approval, disbursement, repayment schedule, interest, fees, statements, accounting and reports. LoanTabs is cloud-based loan management software for small lenders, money lenders, MFIs and SACCOs. It runs in your browser, so there is nothing to install.
- Loan origination and servicing from application to closure
- Double-entry loan accounting posted from every loan and payment
- Loan portfolio reports for risk, aging, provisions and collections
- Loan software pricing with a 30-day free trial
New · AI portfolio assistant
Ask your portfolio a question. Get a real answer.
Skip the report-hunting. Ask when a loan is due, compare branch performance, or get an early-settlement quote in plain English, with the sources it used shown alongside.
- Create loans and borrowers by describing them. You review and confirm every change before it is saved.
- Numbers are checked against your records, and the assistant shows the sources it used.
- An admin can switch the assistant on or off for the whole institution.
Portfolio Assistant
Central branchAwaiting your confirmation
Nothing was changed — read-only answer
The problem
Excel was not built to run a loan book
Managing loans in Excel quickly becomes a headache. Every borrower payment means manually updating records, recalculating balances, tracking interest, and making sure everything adds up. As your loan book grows, so does the risk of errors and lost time.
The LoanTabs way
One online system, built for how lending actually works
LoanTabs takes the manual work out of lending. Manage your borrowers, loans, repayments, interest and accounting from one easy-to-use online system. Keep your records accurate, spend less time on calculations, and more time growing your lending business.
How it works
From spreadsheet to a running loan book in four steps
- Step 1
Set up your institution
Add your branches, staff and loan products, then import existing borrowers, loans and payments from CSV or Excel with the free starter template.
- Step 2
Originate and approve loans
Staff enter applications, attach documents and route each loan through your approval rules. Small teams can create and disburse in one step.
- Step 3
Service every loan
Record repayments, print PDF receipts, apply penalties and produce loan statements. Payments are allocated in the order you choose.
- Step 4
Report and close the books
Track portfolio at risk, aging and collections with 28 reports, keep a double-entry ledger and close each accounting period.
What's inside
Everything a lender needs to manage loans online
Built for your kind of lending business
Whichever you run, LoanTabs fits
Explore by need
Loan software for the way you lend
Each page answers one question in depth: what the software does, who it is for and how to decide.
28
Reports covering portfolio risk, collections, income and accounting
7
Interest methods you can set per loan product
30 days
Free trial with full access. No credit card required
LoanTabs at a glance
What LoanTabs is and what it does
- Product
- LoanTabs — cloud-based loan management software (web app, nothing to install)
- Built for
- Small lenders, money lenders, microfinance institutions (MFIs) and SACCOs
- Loan lifecycle
- Applications, approvals, disbursement, repayments, receipts, statements, closure and write-off
- Interest methods
- 7 options: Flat, Declining Balance, Reducing Balance (equal installments or equal principal), Interest-Only, Compound (accrued or equal installments)
- Accounting
- Double-entry ledger with chart of accounts, journals, cash accounts, expenses and period close
- Reports
- 28 reports (portfolio at risk, aging, provisions, collections, income, balance sheet, trial balance), exportable to CSV and PDF
- AI assistant
- Ask portfolio questions in plain English; every change it proposes needs a human confirmation
- Data import
- CSV/Excel import of borrowers, loans and payments with a free starter template
- Access control
- Multi-branch, 11 staff roles, per-branch loan-approval rules
- Free trial
- 30 days, full access, no credit card required
- Pricing
- Pro from $9.99/month, Corporate from $19.99/month, Enterprise from $54.99/month (annual billing promo), plus a Custom plan
- Company
- Powersoft Company Ltd, Ntinda, Kampala, Uganda
Pricing
Start free for 30 days + up to 40% off
Start free for 30 days, then save up to 33% on monthly billing or up to 40% on annual billing. Move to Corporate as you grow, or talk to us about a Custom plan for SACCO governance and payroll builds.
Pro
Independent money lenders & loan officers
On Sale$9.99/mo
30 days free, then $9.99/mo for 12 months. Renews at $16/mo after 13 months.
Or $12.99/mo on monthly billing.
Core loan management for solo lenders and very small operations.
- AI Portfolio Assistant
- 1 branch, 1 user seat
- Loan origination, approval & servicing
- Unlimited borrowers, loans & statements
- Borrower & document management
- Configurable loan products & repayment schedules
- Collections reports (delinquency worklist, daily collection sheet)
- 28 reports with CSV & PDF export
Corporate
Small teams and growing lending operations
On Sale$19.99/mo
30 days free, then $19.99/mo for 12 months. Renews at $33/mo after 13 months.
Or $24.99/mo on monthly billing.
Everything in Pro, plus the staff oversight growing lenders need.
- 1 branch, 5 user seats
- Everything in Pro
- Staff records & role-based approvals
- Priority support
Enterprise
Multi-branch microfinance institutions & lending companies
On Sale$54.99/mo
30 days free, then $54.99/mo for 12 months. Renews at $75/mo after 13 months.
Or $69.99/mo on monthly billing.
Up to 10 branches and unlimited user seats for lenders operating at scale.
- Up to 10 branches, unlimited user seats
- Everything in Corporate
Custom
SACCOs, credit cooperatives & member-owned savings groups
Custom
Custom pricing
SACCO governance, payroll and custom workflows, built for your institution as custom implementations.
- SACCO custom build: share capital, dividends, AGM & board records
- Staff payroll processing (custom build)
- Custom workflows
- Professional Services setup and customization
- Everything in Enterprise
FAQ
Loan management software: common questions
What is loan management software?
Loan management software is a system that records and automates a loan from application to closure: approvals, disbursement, repayment schedules, interest, fees, receipts, statements, accounting and reports. LoanTabs is cloud-based loan management software for small lenders, MFIs and SACCOs. See the full feature list.
Who is LoanTabs for?
LoanTabs is built for small lenders, money lenders, microfinance institutions and SACCOs. A one-person lender can start on the Pro plan; multi-branch institutions use Enterprise.
Is LoanTabs an online loan management system?
Yes. LoanTabs runs entirely in your web browser, so there is nothing to install and your team can work from any device with an internet connection. Staff create and process loan applications online, from intake and document upload through approval and disbursement.
Can borrowers apply for a loan online?
Your staff enter and process applications online today. A borrower self-service portal is planned, but it is not available yet.
How much does LoanTabs cost?
Every plan starts with a 30-day free trial and no credit card. After that: Pro from $9.99/mo, Corporate from $19.99/mo, Enterprise from $54.99/mo on annual billing (promotional rates), plus a Custom plan for SACCO and payroll builds. See pricing for monthly billing, renewal rates and what each plan includes.
Can I move my existing loans from Excel?
Yes. You can import borrowers by CSV, and import borrowers, loans and payments together from a free Excel starter template, then carry on working in LoanTabs. Borrower imports show a validation report so you can fix any rows that failed.
Which interest methods does LoanTabs support?
Each loan product can use Flat, Declining Balance, Reducing Balance (equal installments or equal principal), Interest-Only, or Compound interest (accrued or equal installments), charged as a percentage or a fixed amount. Fees can be deducted at disbursement, capitalized into the loan or charged separately. See how loan interest works.
What reports does LoanTabs include?
28 reports, including portfolio at risk (PAR), aging, provisions, delinquency, the daily collection sheet, collections performance, loan income, profit and loss, balance sheet, trial balance and general ledger. Every report exports to CSV and PDF. See reporting.
Does LoanTabs use AI?
LoanTabs AI is a portfolio assistant. Ask about due dates, arrears or branch performance in plain English, draft loans and borrowers by describing them, and get early-settlement quotes. It checks its numbers against your records and shows the sources it used, and it can only change data after a staff member confirms the exact changes. An admin can switch it off. See the AI assistant.
Ready to run your loan book on LoanTabs?
Get full access to every feature for 30 days, with no setup fees and no long-term commitment.